Discussing your current investment portfolio and defining your financial goals are the first steps in developing an individual investment profile. Soulliere Financial Group can assist you in this process.

We offer a variety of investment options and opportunities to suit both your long and short-term goals. Often these are accompanied by tax deferral and creditor protection, and include:

• Protected Investment Funds
• Registered Retirement Savings Plans (RRSPs)
• Mutual Funds
• Leveraged Investments
• Registered Retirement Income Funds (RRIFs)
• Non-registered Investments
• Individual Pension Plans (IPP’s)
• Insured Retirement Programs ®
• Annuities
• Guaranteed Investment Certificates (GICs)
• Advantage Account
• Debt Management Tool

Our team of professionals will provide you with comprehensive, understandable reports of your investment choices on a consistent basis.

The Advantage Account and Business Advantage Account are offered through Manulife Bank. Manulife and the block design are trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Bank of Canada.

® Insured Retirement Program is a registered trademarks of the Manufacturers Life Insurance Company.

The information contained herein is for Canadian residents only and does not constitute an offer to sell or a solicitation in any jurisdiction in which Manulife Securities or its Advisors are not appropriately licensed or registered or where any Product or Service is not eligible for sale. Details are available on request.

Manulife Securities Investment Services Inc. is registered as a Mutual Fund Dealer, or its equivalent, with the provincial securities commissions and as such our Advisors are entitled to sell mutual funds and other approved securities as permitted under our registration. They may also be able to provide other services or products to you through their own business. As a member of the Mutual Fund Dealers Association of Canada ("MFDA"), Manulife Securities Investment Services Inc. is obligated to disclose to you that you may be dealing with companies other than Manulife Securities Investment Services Inc. when purchasing services or products from your Associate (remuneration to your Associate may also come from various sources depending on the services or products purchased). For example, your Associate may offer any one or more of the following through a separate business, which would not be the responsibility of Manulife Securities Investment Services Inc.:

• Deposit Instruments: GICs, Canada Savings Bonds;
• Fee for Service Financial Planning;
• Estate Planning;
• Tax Planning or Income Tax Preparation;
• Insurance: Life, Accident, Sickness, Disability, General.

Please be sure that you have a clear understanding of which company you are dealing with for each of your services and products. Your Associate would be happy to provide any clarification you require.

Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines.