Family Term gives you assurance your family will be taken care of when you die.

A few advantages of family term include:

• Life insurance provides an ongoing income to maintain your family's current lifestyle.
• Life insurance can be used to pay off your mortgage or debts and to provide money for your children's education.
• One plan can cover your entire family.
• Coverage can easily be updated as your lifestyle and income change.
• You choose the payment option that suits your budget and your needs.
• It is an easy-to-understand, low-cost insurance option.

Family Term provides insurance coverage for a set period of time that you select and your costs remain the same for the duration. Coverage can be renewed and future payments are guaranteed. There is also a guarantee that you can purchase future life insurance without providing evidence you are insurable.

Coverage: You can choose one or more of the following in the same plan:

• 10 year term coverage, 20 year term coverage
• Life-time coverage (starting at age 40)

You may also choose to purchase the following options:

• Affordable protection for your children, including a guarantee that when they become adults they can purchase life insurance, regardless of their health
• Coverage for serious injuries or accidental death
• Life insurance coverage for your parents to help manage their estate costs
  
  

Business Term is the ideal choice for business owners. It offers low-cost life insurance protection that can be customized for your company's specific needs and cash flow. If you or a key person were to die unexpectedly, insurance can ensure that your business continues to provide enough funds for your beneficiaries to cover potential capital gains taxes and the collateral needed for debt financing.

Signet T-100 is a great estate planning product available for individuals between the ages of 60 and 85. It offers protection to ensure that when you die your estate remains financially secure and your capital gains are protected.

Some of the benefits of Signet insurance include:

• A non-par permanent plan with guaranteed premiums and a guaranteed death benefit.
• Premiums are payable to age 100 and the policy remains in effect after that.
• No paid-up values or cash values.
• Various riders and additional benefits available including Accidental Death Benefit and Term Insurance rider.