Would you like to give more to your family and less to the government?

You can continue to pay tax on the income earned from your savings or you can invest the funds using a financial planning strategy known as Estate Bond.

This attractive alternative to taxable investments offers:

• a large, immediate estate value
  
• tax-sheltered growth of cash values
  
• a tax-free maturity value at death
  
• reduced estate settlement costs, if you've named a beneficiary
  
• potential for creditor protection, if you've made an appropriate beneficiary designation
  
• liquidity, if you require it.

The Estate Bond moves savings from a tax-exposed investment to an exempt life insurance policy. When you die, your heirs receive the proceeds tax-free.